Published September 15, 2025

September 15, 2025 Market Update Courtesy of Envoy Mortgage

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Written by Andrew Schmidt

September 15, 2025 Market Update Courtesy of Envoy Mortgage header image.

Market Spotlight

Week of September 15th, 2025 | #178

What You Need to Know

Market Supply and Demand

Real estate is local. AreaPro.com offers comprehensive local market statistics. 

Rate Update

KEY TAKEAWAY: It’s Fed Week, and while markets expect a rate cut, don’t assume mortgage rates will automatically follow lower.

Last week was calm—mortgage rates barely moved, holding near 6.3%, the lowest levels since Fall 2024. The bond market essentially took a breather after digesting the weak jobs report, waiting for the Fed’s big reveal.


This week brings the September Fed meeting, plus fresh retail sales, homebuilder confidence, housing starts, and inflation data. The Fed is widely expected to cut rates by 0.25%, but what really matters is the “dot plot” and Powell’s tone—how aggressive they’ll be on future cuts given softer labor data and sticky inflation.

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When are you planning on buying a new home?

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