September 15, 2025 Market Update Courtesy of Envoy Mortgage
Written by Andrew Schmidt
Market Spotlight
Week of September 15th, 2025 | #178
What You Need to Know
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Rate Update
KEY TAKEAWAY: It’s Fed Week, and while markets expect a rate cut, don’t assume mortgage rates will automatically follow lower.
Last week was calm—mortgage rates barely moved, holding near 6.3%, the lowest levels since Fall 2024. The bond market essentially took a breather after digesting the weak jobs report, waiting for the Fed’s big reveal.
This week brings the September Fed meeting, plus fresh retail sales, homebuilder confidence, housing starts, and inflation data. The Fed is widely expected to cut rates by 0.25%, but what really matters is the “dot plot” and Powell’s tone—how aggressive they’ll be on future cuts given softer labor data and sticky inflation.
Tags
Envoy mortgage, homes for sale, real estate, realtor oklahoma, realtor broken arrow
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