December 8, 2025 Market Update Courtesy of Envoy Mortgage
Written by Andrew Schmidt
Market Spotlight
Week of December 8th, 2025 | #190
What You Need to Know
Real estate is local.AreaPro.comoffers comprehensive local market statistics.
Rate Update
Key Takeaway: Rates are steady now, but next week could bring real movement as the Fed meets and the first post-shutdown labor data hits the wires.
Last week, mortgage rates held close to 6.3%, drifting slightly higher but staying inside the narrow band we’ve been in for nearly two months.
This is the most important week of December for rates. On Tuesday, the market gets Job Openings (JOLTS)—the first meaningful October labor data since the shutdown. With no full October jobs report coming, this release matters more than usual.
Then on Wednesday, the Fed delivers its final rate decision of 2025. A 25 bps cut is widely expected, but markets are bracing for volatility around the dot plot update and Powell’s press conference, especially as he signals the bar for rate cuts in 2026. With confidence in a cut slightly softer than normal, rates could move quickly depending on the tone.
Categories
Market Update
Tags
Envoy mortgage, real estate, realtor broken arrow, realtor oklahoma
Your profile is almost complete! Just a few more details from you.
By digitally signing this form you are providing with your express written consent to send you business and marketing communications via email and by calls or prerecorded messages dialed by a natural person or by an automatic or automated telephone dialing system. This express written consent applies to each such email address or telephone number that you provide to us now or in the future and permits such communication regardless of their purpose.
Yes I consent to receive marketing text messages
If checked, you consent to receiving texts including marketing and promotional communications, from . Messages and data rates may apply. Message frequency varies. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms & Conditions and Privacy Policy
By digitally signing this form you are providing with your express written consent to send you business and marketing communications via email and by calls or prerecorded messages dialed by a natural person or by an automatic or automated telephone dialing system. This express written consent applies to each such email address or telephone number that you provide to us now or in the future and permits such communication regardless of their purpose.
Yes I consent to receive marketing text messages
If checked, you consent to receiving texts including marketing and promotional communications, from . Messages and data rates may apply. Message frequency varies. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms & Conditions and Privacy Policy
Are you buying or selling a home?
Buying
Selling
Both
When are you planning on buying a new home?
1-3 Mo
3-6 Mo
6+ Mo
Are you pre-approved for a mortgage?
Yes
No
Using Cash
Would you like to schedule a consultation now?
Yes
No
When would you like us to call?
Thanks! We’ll give you a call as soon as possible.
When are you planning on selling your home?
1-3 Mo
3-6 Mo
6+ Mo
Would you like to schedule a consultation or see your home value?
Schedule Consultation
My Home Value
Please confirm your property details:
Sorry, we couldn’t find ''
Please check the spelling, try clearing the search box, or try reformatting to match these examples:
Address: '123 Main St, Anytown' Neighborhood: 'Downtown' Zip: '98115' City: 'Anytown' or 'Anytown, State/Province' MLS number: 'MLS# 38065544'
.png)
